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Monday 18 August 2008 - Latest site offering news related to finance and business

The latest news site that has launched is Rupeesmatter.com

Its a news blog which has the top headlines related to
stock market, business, finance, Insurance, business tips, finance tips, personal finance and news related to all types of loans like personal loans, home loans.

Do check it out.
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Monday 1 October 2007 - Internet Gyaan has a new address

Now Internet Gyaan will posted at mykarma.in. this blog is now for official purposes only...
Now the Official blog of desiblogz.Not the unofficial one.
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Friday 28 September 2007 - Alexa Ranking: Do you need it.

Posted in Internet
What is Alexa Ranking and how Important it is?

All Media planners, Internet marketing guys refer to alexa to get a idea about the traffic a site gets........ but most of them dont know how alexa works... The article below throws some light on it....


Alexa Ranking - A Web Site Monetization Strategy?

All businesses that employ online marketing, strive to improve their conversion rate. Now, there are different ways of attracting targeted traffíc. Some try to achieve a good ranking in the SERPs, while others are satisfied with heavier traffic. Either way, everybody has the goal of achieving financial success.

But, while scoring high with Google may seem to certain business people the only way to make themselves known and thus reach their goal, there are others that think that a good position in the Alexa ranking system might benefit them just as well.

What is Alexa Ranking?

This is a ranking system set by alexa.com (a subsidiary of amazon.com ) that basically audits and makes public the frequency of visits to various Web sites. The algorithm by which Alexa traffíc ranking is calculated, is simple. It is based on the amount of traffic recorded over a period of three months from users that have the Alexa toolbar installed.

This traffíc is based on such parameters as reach and page views. The reach refers to the number of Alexa users who visit a particular site in one day. Page view, as the name indicates, is the number of times a particular page (URL) is viewed by Alexa users. Alexa.com makes it clear though that, if a particular user visits the same URL multiple times on the same day, all those visits will be counted as one.

The first step of the ranking process is calculating the reach and number of page views for all the sites on the Web on a daily basis. Alexa ranking is obtained by performing the geometric mean of reach and page views, averaged over a predefined period of time (three months).

How Alexa Ranking Works

It's quite easy to get started. All you have to do is visit the alexa.com site and download (and install) the Alexa toolbar. This toolbar offers a search function, but it mainly displays the rank (at a global level) of the visited site, as well as the sites that have been visited by Web surfers that are linked in some way to the site being visited.

The Alexa toolbar not only displays information, but it also sends data to the central server. Thus, each time you visit a Web page via a Web browser (be it Internet Explorer or Firefox) that has the toolbar installed, information is sent to the server indicating your IP and the page you are visiting. Such data is gathered from all the Web users who have the Alexa toolbar.

With Alexa, the smaller the numerical ranking, the better. Most people say that if you manage to make it in the top 100,000, it is a sign that your site enjoys quite heavy traffíc.

Is Alexa Ranking Worth Anything?

Benefits

  • Alexa Traffic can be used as a competitive intelligence tool, but you should take into consideration the fact that the audience sample size is fairly small. Just enter your competitor's site in the "Compare Sites" section and measure the results of your web marketing efforts in comparison with your competitors'.

  • As opposed to Google's PageRank, the lower your ranking number, the better.

  • It helps Webmasters and advertisers see the real marketing potential of your Web site. The better your Alexa rank, the higher they may be willing to bid to buy advertising space on your Web site.

  • Personal pages or blogs are also ranked in the same way as ordinary Web sites. They will even get a distinctive mark (*)

  • Because Alexa ranking helps you with information about your Web site, it is a good instrument for search engine optimization.

Disadvantages

  • Not everybody has the Alexa toolbar installed, so there might be millíons of Web sites that, even if they have a lot of traffíc, will not be ranked (or not high enough) by Alexa. It is rather relative.
  • Many people say that it is inaccurate and that Alexa traffíc can be greatly influenced (or "gamed", as some prefer to call it).

  • Subdomains are not ranked separately, and neither are subpages within a domain. The overall traffic is calculated for the top-level domain only.

Ways to Improve Your Alexa Ranking

If you want to boost your Alexa traffíc ranking, you just have to follow some quite simple rules, such as:

  • Download and install the Alexa toolbar and then surf your own site.

  • Place the Alexa widget on your Web site. It will entice visitors to use it and, you know, each click counts.

  • Write useful, quality content, mostly webmaster-related. Promote it on webmaster forums and on social networking sites. The idea is to get as many computer and Internet savvy people as possible to visit your site, since the probability that they will have the Alexa toolbar installed is high.

  • Write blogs and articles about Alexa. You will get links to your pages that will help improve your ranking.

  • Try to get your articles on such blog sites as digg.com, del.icio.us, or www.stumbleupon.com

  • Optimize your site (or relevant pages of it) for Alexa related keywords.

  • Tell your friends about the Alexa toolbar, have them download and install it on their computers, and then tell them to visit your site.

  • Use an Alexa redirect. This means placing http://redirect.alexa.com/redirect? in front of your Web site's URL. Alexa will then take into consideration clicks on redirected links even if the visitor does not have the Alexa toolbar.

  • Apparently, Asian people are huge fans of Alexa. Therefore, many people suggest posting in Asian social networking forums.
  • Whenever you post on webmaster forums, include your site's URL in your signature. It is very likely that most webmasters have the toolbar installed, and there's a great probability that they'll visit your site.

Conclusion

As we have seen, there are pros and cons to Alexa ranking. The bottom line is that most people consider it valuable only for direct advertising. Given the fact that Alexa ranking for a site is calculated on the basis of how many visitors with the Alexa toolbar installed have visited that particular site, the results can be inaccurate.

Nevertheless, it may prove useful for sites with very good traffíc that attract highly targetëd leads, since Alexa focuses more on the traffic that Web sites receive rather than on links to it. As a Web site monetization strategy, we can safely say that Alexa ranking might be the right solution.

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Friday 28 September 2007 - 47 Simple Tips to Build Trust in Your Website or Blog

I came across this really good article from sitepronews for webmasters and want to be entrepreneurs... Its about how to create trust on your website.

If your website does not create a sense of trust in your visitors, all your efforts will be in vain. Your online business will never succeed. That's the bad news. The good news is that it is very easy to create and build trust in your online visitors. Below, I have listed all the techniques used by the hundreds of websites I have helped launch. If you have additional techniques, please add them to the list.

As the old saying goes, you have only one chance to make a first impression. Building trust cannot be achieved by one single action. Trust is achieved by hundreds of little things you do throughout your website that, when taken together, give readers a sense of honesty, legitimacy and stability.

The other bit of good news is that few website owners focus on building trust in the minds of their visitors. If you do it well, it can become a real and sustainable competitive advantage.

Here are 47 simple actions you can take to get started.

  1. Trust is built by lots of small actions on every page of your website.

  2. Your website design is the first impression. Make sure it is professional and relevant to the subject matter.

  3. Navigation must be intuitive. If visitors can't find what they are looking for easily, they will question your competence in providing what they want.

  4. Make the website personal by giving it its own tone and voice. People buy people.

  5. Follow the HEART rule of creating online content. (Reminder: HEART stands for Honest, Exclusive, Accurate, Relevant and Timely.)

  6. Use language that is appropriate to the audience. It will build empathy.

  7. Regularly add new content to your site. It shows that the business is alive and kicking.

  8. Check all links. Doubts will quickly form in your visitors' minds if links don't work or, worse still, take them to error pages.

  9. Good grammar and spelling matter. Errors give the impression of sloppiness and carelessness.

  10. Never make outrageous and unbelievable claims, like "Read this blog and you'll be a millionaire by the end of the week." People are used to scams, get-rich-quick schemes and rip-offs.


  11. Publish REAL testimonials and third-party endorsements. Try to always use real names and link to websites where possible. Some sites show images of letters sent by happy customers.

  12. Publish case studies about customers you have helped, who use your product, etc.

  13. Don't put down, curse or insult competitors. It's unprofessional. It is better to offer an objective comparison of competitive services or products.

  14. Focus on building your long-term reputation, not on making quick sales.

  15. Write articles for humans, not search engines.

  16. Make your 'About Us' page personal and comprehensive. It plays an important part in making visitors feel comfortable that real people are behind the site.

  17. Publish your photo or the photos of the key people involved with the site. Again, this reinforces the fact that there are real people behind the screenshots.

  18. Clearly identify who is behind the site. Nothing creates more suspicion than a site that tries to hide the identity of its publishers.

  19. On the 'Contact Us' page, provide an email form, telephone number, fax and address of the company. In Europe, it is a legal requirement for sites taking money, but even sites driven by advertising will benefit from openness.

  20. Provide a telephone number that people can call and talk to a person.

  21. Provide Web addresses linked to the website domain, not addresses from free webmail services such as Hotmail and Gmail.


  22. Never lie to make money. The most common way is to write a glowing report about a product or service to earn affiliate revenues. It is very short-sighted to lie to visitors to sell them rubbish. They'll never come back or, worse still, they'll actively condemn your site on forums and blogs.

  23. Think carefully about reciprocal links. If your site is about organic food and you have links to Party Poker, people are going to question your integrity.

  24. Think carefully about the adverts you display on your site. Ensure that they are relevant to your subject and audience.

  25. Be explicit when you are being paid to endorse a product or service. An advertorial is fine as long as it is transparent. Paid-to-post is corrupting the Web and will experience a user backlash. I never read websites that accept payment for posting.

  26. Write and publish your privacy policy. Be clear about what you will and will not do with any personal data you collect. State that you adhere to all data protection laws. Make it easy to read and don't use legal gobbledygook.

  27. Write and publish a security policy. State what measures you take to ensure that all transactions are secure.

  28. Ensure that you have a security and privacy policy which is linked from the footer on every page. Make the link more prominent on all the order pages.

  29. Clearly publish your guarantee. I would recommend making it a 100% money-back guarantee if possible.

  30. Clearly state your refund and returns policy.

  31. Piggyback off reputable brands. If you use PayPal, put the PayPal logo on your site. If you have a merchant services account with a major bank like Citibank or HSBC, put its logo on your site.

  32. Use Google search on your site for two reasons. First, it is a great search solution which will help your visitors find what they are looking for. Second, having the Google name on your site instills trust.

  33. If there are well-known industry associations for your subject, join up and put their logos on your site.

  34. Have a forum on your site and respond quickly to questions. Have the attitude that you are happy to help others without receiving immediate reward. As the old saying goes, 'Givers always gain.'

  35. Allow people to comment on articles. Interactivity and an exchange of views build community and a sense of involvement.

  36. If people provide constructive criticism or comments in the forum, don't delete them, but respond with your point of view.

  37. Put photos on the website of the owners, publishers and/or team. Let visitors know there are real people behind the business.

  38. Put images of the credit cards you accept on every page of the order process.

  39. Use the words 'secure website' whenever you try to get any information from visitors, including newsletter sign-ups, forum input and payment.

  40. On every page, state, "We take your privacy and security very seriously." Link the statement to the security and privacy policy.

  41. Remember, reputations take years to build and seconds to destroy.

  42. If you are selling a subscription, offer a low-cost, entry-level option. This could be a one-day taster, 'a week before billing starts' or a monthly trial.

  43. Use a high level of security when processing credit cards. Make sure you make your clients aware of all the steps you are taking.

  44. Never send credit card information or personal details over the Internet unencrypted. Tell your customers that their data will be encrypted.

  45. Only ask for information from customers that you really need. For example, for an email newsletter sign-up, the only information you REALLY need is an email address, so that is all you should ask for.

  46. If you have pricing on your website, make it transparent. I recently went to buy a book which was advertised for $10. When I checked out, they added tax, post and packaging, and the final bill was $19.50. I didn't buy it as I felt they had deliberately tried to mislead me.

  47. Keep your SSL certificate up to date. Let people know you are using SSL encryption and who the provider is.

You can never do too much to build trust. Most of it comes down to common sense and good business practice. To ensure that you are continually improving your trustworthiness, every time you go to a website, ask yourself whether you trust it or not. Then ask yourself why you have formed the opinion you have. Continually try to learn what makes a site trustworthy or untrustworthy and implement the relevant changes to your site.

If people trust you, the money will follow!

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Thursday 20 September 2007 - Pros and cons of mobile marketing

Posted in Mobile

Pros and cons of mobile marketing

Pros:

  • High penetration of devices with twice as many cell phones as PCs.
  • Web searches on mobile devices will eventually exceed searches on PCs.
  • Access to many international consumers who can't afford PCs
  • Mobile phones can receive input anywhere-anytime, enabling location-specific and behavioral targeting for local businesses.
  • A cell phone is a very personal device that people take with them wherever they go, making it easy for marketers to develop a relationship with customers through this medium.
  • Carriers have customer data and location information potentially available for targeting.
  • Personalization, immediacy, and interactivity of mobile ads encourage response by consumers on the go.
  • Preliminary data show good response rates for mobile campaigns (5% click rates vs. 1% for conventional web ads).
  • New tool for brands and advertisers to reach new customers and target specific audiences.
  • Smartphones and iPhone to enhance mobile surfing, promoting mobile marketing success.
  • Messages sent to a mobile phone are more likely to be read than email sent to a PC, which can get caught in the spam filter.
  • Mobile marketing campaigns are highly targeted and are opt-in, making them more effective than other forms of advertising.
  • Mobile marketing can help build a customer database. Once customers opt in to receive an ad, you can use the information for loyalty marketing and customer retention.
  • Mobile marketing can help generate buzz about your products/services because your offers will reach consumers while they are actively shopping, socializing, and making buying decisions.

Cons:

  • Current WAP technology inadequate, discouraging web searching and surfing.
  • General intolerance of advertising messages on a personal device.
  • Current carrier-imposed "walled garden" approach prevents unfettered mobile web access.
  • Adaptation of content and messages to the mobile web results in poor user experience.
  • Scarcity of mobile web sites (only 8% of 1,000 top U.S. brands offer a mobile site).
  • Current low usage of WAP-based mobile search doesn't support investment in creating mobile sites because traffic volumes are low except on search portals and other high-volume sites.
  • Trial and error period required for mobile marketers to learn how to succeed in mobile marketing, which differs from the traditional web marketing.
  • Advertisers are wary of consumer privacy issues.
  • FCC yet to rule on limiting use and release of customer data, including location information.
  • In April, FCC released order requiring mobile marketers to obtain express consent from customers before carriers can release data and to make it easy for customers to opt out.
  • Mobile marketing is fragmented and complex because of many different handsets and carriers, different types of functionality, and different preloaded apps (i.e. Google Maps on iPhone).
  • Currently, reach is low because consumption of mobile content is small (10% of subscribers), and penetration of 3G devices is still low in most countries.
  • Establishment of reliable measurement and metrics for advertisers to measure mobile ad effectiveness is needed.
There is much more to know about managing mobile marketing campaigns besides the pros and cons. You'll want to know what types of campaigns work best, how to target your audience, and the most important factors leading to campaign success.

source:searchengineland.com
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Wednesday 5 September 2007 - Yahoo Acquires Ad Network BlueLithim

Posted in Internet News
This afternoon Yahoo announced that it was buying US-based ad network BlueLithium for $300 million in cash. Founded in 2004 the company has 10 offices globally and claims more unique US visitors than Google, MSN, AOL and eBay. It also claims to be the fifth largest US ad network and the second largest in the UK. It's part of Yahoo's push to create "the largest and most effective online ad network globally." That network includes the recently acquired RightMedia Exchange. The company will apparently operate as a wholly owned subsidiary of Yahoo and will report into Hilary Schneider's new organization.

Most of what BlueLithium does is behavioral or demographic targeting, which has recently seen a big push by Yahoo via its new SmartAds platform. This acquisition can be seen as partly defensive and partly offensive in an effort to retain brand advertisers that have more choices today and to build out a broad and efficient online ad network that offers huge reach (incl. beyond Yahoo), as well as targeting and search.

Not long ago AOL acquired BT ad network Tacoda.

Source:searchengineland.com
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Friday 31 August 2007 - How To Make Internet Advertising Effective ?

Creative designers, Media planners and web strategist always have a big problem at hand as what will make advertising on the internet effective rather making a banner which eventually becomes a blindspot. People want content and not ads plastered all over the article....

It has become an article of faith that the Web is all about content; content is King on the Web as opposed to television where commercials are king. It seems that television networks just can't wrap their heads around the Internet and fit it into their standard commercial box. The traditional media's tactic of last resort, buying-up the competition and imposing its commercial will, just won't work with the Internet.

Businesses that want to succeed on the Web must learn how to turn their commercial message into content as a seamless entertaining presentation.

After years of website visitors first ignoring, then getting increasingly irritated with banner ads that blink, burp, and blast across their screens, there finally is a better way; advertising in the form of Web-videos that not only deliver a marketing message but are worth the time invested in watching.

There is a lot of hype surrounding so-called viral videos. Many companies have tried to create this kind of marketing vehicle but the sheer lack of commercial purpose fails to attract viable prospects and instead generates a lot of attention from the maturity-challenged segments of society. As a business you want your video to be passed on to as many additional viewers as possible, but if it doesn't attract new leads or at least deliver your message, what good is it?

There is an absolute qualitative difference between a video that is engaging, entertaining, humorous and clever that delivers a strong marketing message and a video that is just plain stupid or at best pointless.

Bold is Beautiful and Effective

We know from experience that clients are attracted when we create entertaining offbeat video campaigns that send a clear message. But as soon as we start to create the equivalent type of campaign for them, they start to get nervous.

The Web demands a bold, frontal attack that delivers an uncompromising creative presentation of what you offer; not a defensive, compromised, don't-make-a-mistake approach that tries to cover everything and anything you might do.

The average business is incredibly timid when it comes to advertising. Boring, monotonous presentations that drone on are as helpful in attracting new business as viral video food-fights or female mud-wrestling clips. There is as much difference between bizarre and bold, as there is between salacious curiosity and entertainingly effective.




The challenge for business is to take this new form of advertising and use it so that it rises above the lowly realm of boring corporate PowerPoint presentations and silly homemade video antics to the lofty, and ultimately profitable dominion of content.

Why Web-Videos Aren't Like Television Commercials

Web-commercials are not television commercials. I know big advertisers are double-dipping their ad placements by flooding the Web with their TV spots, but who really cares? If you can see it on NBC or CBS twelve times every night why would you go out of your way to watch it on the Web?

The most significant difference between television and Web-commercials is cost. According to MediaPost's Gregory Wilson in his VideoInsider newsletter, the average 30-second TV commercial costs $12,000 per second to produce. That's per second, far beyond the budgets of most businesses. You can get an entire Web-video campaign for the cost of one second of TV-level production. Of course, you're not going to have a cast and crew of hundreds working on your spot, but then the quality of script, simplicity of concept, and creativity of presentation count for more than wasted exotic sets and setups.

There are lots of things people just hate about television commercials and the best of the Web-commercials avoid these irritants.

Television commercials distract viewers from the content. Nobody likes interruptions. There is not much difference on the irritation scale between a telemarketing phone call selling aluminum siding at dinner time and a commercial that interrupts the latest adventures of 24's Jack Bauer.

About the only good thing you can say about these program-interruptions is that they provide you a bathroom and beverage break, which of course doesn't help the advertiser who just spent $12,000 per second to get to you.




Web-commercials are different. They are sought-out by people as long as they provide something more than a mundane sales pitch. If you are clever, bold, and interesting, people will not only watch, they'll remember.

Think back to when you were in school and the teacher told you to look up the answer yourself and not just rely on her to give it to you? That's because the effort of searching out the answer created a more memorable experience. Commercials are no different. Sure fewer people are going to come in contact with your Web-commercial than they would a television commercial, but then the Web-commercial is more targeted, more memorable, and far more cost effective.

Even worse than the continuous interruptions is the repetitiveness of television commercials. Sometimes you have to sit through the same obnoxious commercial multiple times in the same commercial break. Give Apple computer and Geico Insurance credit for their commitment to developing creative, entertaining campaigns that are continually evolving with new segments that build a following for the characters, product and message. These commercials actually do rise above the level of sale's pitch and achieve the status of content. Unfortunately, I cannot say the same for ninety-nine percent of all the other television ads.




Because people choose to watch a Web-commercial, they don't become upset with the advertiser for inflicting repetitive psychological torture. In fact Web-commercials that are entertaining and informative will be watched over and over, and passed on to friends and colleagues.

The Bottom Line

1 Web-users choose to watch Web-videos and therefore are more receptive to the message.

2 Web-videos need to be entertaining so they are more likely to be watched repeatedly and passed on to friends.

3 Web-videos are less costly to produce so advertisers can create campaigns consisting of multiple videos on the same theme so that viewers don't get bored or irritated.

How To Turn A Pitch Into Content

If you are going to bore people to death, then Web-advertising is not for you. If all you have to say is buy my stuff, nobody is going to listen. If you are afraid to be different, you are just going to blend into the woodwork. If you think search engine optimization is going to solve all your marketing problems, well think again.

If you want to turn your advertising into content then create your next campaign on the following principles:

  • Be Clear.
  • Be Bold.
  • Be Uncompromising.
  • Be Entertaining.
  • Be Engaging.
  • Be Clever.
  • Be Humorous.
  • Create Character(s).
  • And Tell a Story.

Source: Webpronews
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Friday 31 August 2007 - 10 Tips For Optimizing RSS

Here are 10 tips to optimize your RSS feeds

1.    20 or more items, not 10.

2.    Use full feeds, not partial feeds – "It's the links, stupid," says Klau. "The mass reader base strongly prefers full text feeds. If you don't have full text feeds, you are missing out on a potentially huge amount of traffic."

3.    Use multiple feeds, organized by category, including latest comments by post.

4.    Include compelling site description.

5.    Don't put tracking codes in URLs.

6.    Free is good. Feedburner's Pro features are free and they are good.

7.    RSS feeds that contain enclosures (like podcasts) can get into additional RSS directories and engines.

8.    Google Sitemaps supports feeds. If you can't make an XML sitemap, you can use an RSS feed as one.

9.    Add show notes to your podcast feeds.

10.    Facebook allows you to import and promote your feed through the "import notes" feature.   

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Friday 31 August 2007 - 10 quick tips to optimize your blog

10 Ways To Optimize Your Blog

1. Tag clouds and tag pages; check out Ultimate Tag Warrior plugin for creating these. Spencer says he doubled traffic to one his blogs by adding it.

2. Add a "Related Posts" feature. Spencer recommends the Contextual Related Posts plugin for WordPress.

3. Top Ten posts feature to display most popular posts

4. Add "next" and "previous" post buttons

5. Build inbound links

6. Title tags – use SEO Title Tag plugin for WordPress to assign unique title tags to individual posts.

7. Claim your blog at Technorati and use Technorati tags

8. Use "sticky" posts that always appear at the top of the page as a way to add a keywords-rich introduction to category pages. Adhesive plugin works for this.

9. Use the Buzzlogic tool to find out which bloggers are most influential in conversations – refer to them and try to get them to link to you.

10. Get into other bloggers' blog rolls (trackbacks and comments won't help in link gain.
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Thursday 30 August 2007 - The Big Mobile Marketing Funda

Posted in Mobile
This article makes my opinion in my last article on mobile marketing by mginger and a successful busines model for mobile marketing even stronger.

"The effectiveness of mobile as a marketing channel has been a subject of debate for many years and, while its benefits of being able to reach consumers at the right time with the right message are clear, it has still yet to fully achieve its potential.

The problem has always been getting consumers used to receiving commercial messages on a device that they consider personal and private, without it seeming intrusive. The simplest way to overcome this is to get the consumer to opt in and request information. This is why so many service-oriented businesses are beginning to build mobile into the fabric of their businesses to try to enhance the customer’s experience.

Using mobile messaging to market to consumers is tricky, but using the same channel to communicate with customers about things they care about — such as traffic updates, auction statuses and news alerts — is much more effective.

To some businesses, the integration of mobile as a marketing platform into the overall marketing experience has become so vital to their operations that they could not operate without it. A good example of this is roadside recovery business the AA. Its breakdown services are automated from start to finish, with mobile telephony playing a central part in the operation.

Mobile involvement begins when the car owner calls up to say they have broken down. Mobile mapping services can be used to locate the stranded customer; automated technology then dispatches the nearest recovery vehicle, based on their position, which is determined using GPS technology.

For 30 years, the AA operated its own radio network to control its recovery business but, four years ago, it switched to the Vodafone network, before recently moving again to work with O2. Once the rescue vehicle locates the stranded motorist, who has been kept up to date by SMS messaging to let them know how far away the recovery vehicle is, the mechanic uses a Bluetooth-enabled laptop connected to the motorist’s engine computer that beams back diagnostic information to his van, where an assessment of the problem can be made. ‘We literally could not run our roadside business without wireless and mobile,’ says Trevor Didcock, director of information systems at the AA.

So successful has the introduction of mobile services been for the AA that it is now looking to integrate it further across other parts of its business. It runs a 2000-strong driving-instructor business, and is creating an online database to control lesson times and other information.

In addition, the AA is considering equipping its instructors with wireless PDAs so they can remotely access all this information. The insurance side of the AA’s business may also be overhauled - customer communication is currently carried out by email, though mobile plans are in the offing.

‘We didn’t set out to collect mobile numbers for this business, but we would consider it if it benefits customers in the future. With the pace of change that mobile is creating, we will definitely use more mobile services in the future,’ says Didcock.

Travel-oriented businesses are also a perfect fit for mobile services, as their customers are usually out of the house or office when they want information, and that information is subject to frequent changes.

Transport for London (TfL) operates a raft of mobile business services supplying Londoners with up-to-date information on the state of services, as well as features such as journey planners on interactive mobile maps. The services allow consumers to receive alerts advising of delays to their commuter route, plan an alternative journey to work or find their nearest licensed minicab.

TfL believes that the key to successful mobile information is to integrate and position the mobile channel within its multi-channel offering, leaving it up to consumers as to how they wish to access the information. The organisation also ensures that its services are available across all mobile networks and are not charged at a premium rate, with services including travel alerts provided for free.

‘The driver behind our mobile services is that electronic channels are very important in giving timely and relevant information to our customers. Mobile’s reach in London makes it vital and it gives us the opportunity to help our customers navigate the network,’ says Jon White, senior marketing planner within TfL’s group marketing strategy team.

TfL’s mobile services are a cost-effective means of collecting revenue and have been well received by users. One service allows drivers to pay the London congestion charge via their mobile phone, ensuring they have an option of paying the basic amount - before it rises for late payment - even if they forget to pay before heading into central London. ‘It is one of our most cost-efficient channels for congestion-charge payment and is very lifestyle-oriented,’ says White.

High-street banks have also been quick to embrace the potential of mobile, and some now enable their customers to receive balances and carry out other basic banking functions through their mobile phones. These services have been operational for about two years, though developing a secure system guaranteeing customers’ data safety took years to develop. Despite these initial hurdles, mobile banking is now flourishing, with most UK high-street banks having some kind of offering.

Lloyds TSB, the first bank to offer text alerts including balance information and details of customers’ last five transactions, is positive about the usefulness of mobile as a service channel. ‘It’s about offering choice of how the customer can communicate with the bank,’ says Anita Hockin, head of internet at Lloyds TSB. ‘A lot depends on the customer and their behaviour as to whether they will take it up, but we feel it is important to try to make our customers’ lives easier.’   Like many other companies in the UK, Lloyds TSB realises that, with mobile phone penetration standing at about 86% and mobile phone technology advancing all the time, it will not be long before consumer behaviour becomes more affected by mobile use. Customers will soon expect to be able to communicate with companies via mobile services. ‘There is a requirement to use mobile.

Customers expect good service at their convenience, whichever channel they use,’ says Hockin. Most mobile business services have to date been messaging-oriented, whether they are travel or news alerts, or updates on how much money is in a current account. However, the future of business services may lie in the mobile internet.

One industry in which this medium has already begun to gain a foothold is sport, and particularly Premier League football clubs. Premium TV, the company that specialises in helping football clubs generate revenue from their rights across the digital market, works with a number of Premiership clubs, including Tottenham Hotspur, Newcastle United and Aston Villa, developing mobile services that can be sold to fans. A year ago, mobile internet traffic was fairly low-level, but Premium TV now has more than 100,000 subscribers to its football services, bringing in significant revenue for the clubs.

‘Mobile services are moving from being a marketing channel to being a revenue generator,’ says Premium TV chief executive Ollie Slipper. ‘At present, only about 12% of handsets are 3G. We need it to reach critical mass to really begin to use the mobile internet as a business tool.’

A good example of the use of the mobile internet mixed with messaging services to create something more than basic customer communication is eBay’s ‘anywhere’ service in the UK. Developed in conjunction with mobile content and technology company Volantis Systems, the service allows eBay users to receive alerts on items they are bidding on so that they can up their bids and keep ahead of rivals. The SMS alerts provide links to a WAP service from where the user can bid on items they want.

‘The approach we take is to look at the current offering and see what is suitable for mobile. Things that are time-sensitive are perfect,’ says Volantis Systems director of product marketing Susie Harris. Mobile communications have become so fundamental to everyday life that it is now a rarity to come across a major consumer brand without a mobile strategy.

While mobile’s development as a marketing medium has been hindered by consumer and brand scepticism, its use as a facilitator for businesses spanning from roadside recovery and congestion charging to insurance continues to grow.

With consumers’ use of mobile phones showing no signs of slowing, soon it will no longer be a question of whether a company should offer mobile services; consumers will already be expecting them."
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